What You SHOULD be aware of prior to purchasing your new home or villa in Moraira:

1. How much you can afford
   
   Having a pre-approval for a mortgage adds to your negotiating strength. In fact - some Sellers even request you add proof of pre-approval to an offer to purchase their home. It's a crucial first step to home-ownership that saves you the time and heartache of finding a home you love but can't afford. Another tip is to have the funds in the account ready as cash buyers. A bank will usually finance up to 70% of Loan to Value.

Pro Tip:

Ask us about the best banks for your case. Not everyone has the same level or type of income and not all banks prefer to deal with the same. It is best to ask a former mortgage broker like ourselves for assistance in this matter.

1. You need to keep an eye on the costs involved in purchasing a property.

The big ones include land transfer taxes and legal fees, amongst others like mortgage insurance, and moving costs. A safe reserve is about 12% of the purchase price of your home; so if you're looking at properties around €300 000, that's about €36 000

1. Compare Properties Spain will protect you no matter what.
   
   What happens if you need to sell your current home before closing on a new one? Or if a home inspection turns up a leaky A/C unit and you the Seller can't decide who's to pay to fix it? A qualified Realtor knows the answers to these questions and is ready with the law to protect you. We always recommend you hire a lawyer for any purchase/sale agreement

Estate Agents in Moraira, Spain

When it comes to Real Estate, I know what sells and what doesn't… and often, the reason is pricing.

Your asking price sets the bar for negotiation, so it's important to get it right. Here's a look at the top pricing strategies:

Pricing Strategy #1: Price at market value

This is the safest strategy to get a good price and sell quickly. To determine the market value of your home, we look at:

• comparable listings on your street and in your neighbourhood;
• recent sales of similar properties in your and nearby neighbourhoods;
• current market conditions;
• the finishes, condition, and size of your home; and
• its location – what's happening in your area now and what's expected to change in the foreseeable future.
  

Pricing Strategy #2: Price below market value and hope for a bidding war.

This can be an effective way to generate enough interest in your home that multiple Buyers want to make an offer on your home, thus driving up its price.

Be careful: This strategy is primarily effective in a Sellers Market and when there is a limited supply of your type of property for sale. That is, it may work well for a detached house in a great neighbourhood, but may not necessarily fly in the condo market where there is ample supply.

A Horrible Strategy: Price above market value and pray

There's plenty of evidence out there that proves that properties that sit on the market because they are priced too high end up getting a lower price than they would have, had they priced otherwise.

A home that's priced above market value will be overlooked by qualified buyers because they recognize they can get better value elsewhere.

Luxury Villas for Sale in Moraira, Spain

Whether in Moraira, Benissa Coast or Cumbre del Sol, we present you the most stunning luxury beachfront villas in Spain. Enjoy the beach life in these beautiful coastal villas in Spain, just a few steps from the waves and right under the blazing sun. Go for a stroll along the sandy beach a stone's throw away to discover secret coves with crystal clear water, or embark on a maritime adventure, all straight from your doorstep. When you return, wind down on the patio of your seafront villa in Spain, lulled by the warm, salty breeze and the sound of the crashing waves.

Between the colossal mountains, the ancient oak forests, the golden beaches and the only desert on the European continent, the land of the siesta has it all. Embark on a journey through Spain and uncover the gift that keeps on giving. We offer the most beautiful luxury villas to buy in Spain with splendid views, whether they are villas near the beach or perched high in the hills.