Making an offer on a property in Spain involves more than choosing a price. It is the point at which informal discussions may begin to create a real commitment, so the property, price and proposed conditions should be recorded clearly in writing.

Every purchase is different. This guide explains the questions buyers should consider, but an independent lawyer should review any offer, reservation agreement or deposit document before you sign it or transfer money.

Decide what the property is worth to you

Base your offer on your budget, the condition of the property, any work it may require and reliable information about comparable homes. There is no universal rule requiring buyers to offer below the asking price, and a very low offer can sometimes make constructive negotiations more difficult.

Set a maximum figure that remains comfortable after allowing for purchase costs, professional advice, possible repairs and furnishing. Do not let pressure or fear of losing the property push you beyond that figure.

Put the complete offer in writing

A written offer should clearly identify:

• The full address and property reference.
• The proposed purchase price and currency.
• Any furniture, appliances, parking, storage or other items included.
• The intended timescale and proposed completion date.
• Any conditions relating to finance, legal checks, a technical inspection or another property sale.
• The amount and purpose of any proposed reservation payment or deposit.

A clear written record helps prevent misunderstandings, but it should not be treated as a substitute for a properly reviewed contract.

Be precise about your conditions

If your offer depends on obtaining finance, satisfactory legal checks, a property inspection or another event, that condition should be written precisely. A verbal understanding may not provide the protection you expect.

Not every proposed condition will necessarily be accepted or legally effective. Ask your independent lawyer to confirm the wording and explain what would happen if the condition were not satisfied.

Understand reservation and arras documents

A reservation agreement, private purchase contract or arras document may create legal obligations. Its consequences depend on the wording and the type of agreement used. You should not assume that a payment will automatically be refundable if the purchase does not proceed.

Official Spanish notarial guidance explains that private documents can be legally binding. Have the proposed document reviewed before signing or paying.

Confirm who will receive any money

Before transferring a reservation payment or deposit, confirm the identity and authority of the recipient, the ownership of the receiving account and the purpose of the payment.

Obtain a written receipt that records the amount, property, date and agreed treatment of the money. Avoid transferring funds solely on the basis of an informal message or verbal request.

Continue the legal and technical checks

An accepted offer does not prove that the seller owns the property, that it is free from charges or that its physical and legal descriptions are correct. Your professional checks may need to cover title, registered charges, planning status, cadastral and registry information, community debts and other circumstances relevant to the property.

A technical inspection is separate from the legal review and may identify defects or maintenance issues that are not evident during an ordinary viewing.

Keep the negotiation calm and clear

The seller may accept, reject or counter your offer. Keep discussions polite, allow reasonable time for consideration and record any acceptance or revised conditions in writing.

If important details change during negotiations, ask your lawyer to review the final terms rather than relying on an earlier draft.

Let our family team help you

As a family business, we understand that making an offer on your dream home can feel exciting and daunting at the same time. We listen carefully, explain the practical steps and help you communicate clearly with the parties involved.

Before making your decision, use our property viewing checklist and read our complete guide to buying property in Spain.

If you would like to discuss your search, contact Compare Properties Spain. We will be happy to help you find a home that genuinely feels right for you.

This article provides general information only and is not legal, tax, financial or technical advice. Obtain advice from appropriately qualified independent professionals for your individual purchase.